About this tool

Any Dividend Calculator models what a dividend portfolio does over time, and shows its working. Enter an initial investment, a monthly contribution, a starting yield, a dividend growth rate, price growth, your dividend tax rate and a horizon in years. It then runs a month-by-month simulation: add the contribution, pay a dividend of portfolio value times annual yield divided by twelve, subtract tax, optionally reinvest the remainder, then apply one month of price growth — with dividend and price growth applied as compounded monthly ratchets. Results give projected value, total contributed, net dividends received, capital growth, the final annual dividend, yield on cost, and a money-weighted annualised return (IRR) that accounts for when each contribution actually went in, plus a chart of portfolio value against contributions and cumulative dividends. Any scenario exports to CSV or a shareable link. Around the main model sits a set of focused calculators for DRIP, dividend yield, yield on cost, CAGR, the dividend snowball, the dividend discount model, REITs and a dividend calendar. Free, no signup, runs in the browser. Educational only — not financial, investment or tax advice.